הטיפ היומי

כיצד דירוג אשראי שלילי משפיע עליי? - הטיפ היומי פרק 5: שבוע דירוג אשראי

דירוג אשראי שלילי הוא למעשה מצב שבו הבנק אינו "סומך" עלינו. מה ניתן בכל זאת לעשות, באם נתוני האשראי השליליים, מונעים מאיתנו לבצע פעולות פיננסיות אחרות? רמי קוסטוקובסקי, מנכ"ל קרדיט קלין, מפזר את הערפל

בשיתוף קרדיט קלין | 16/1/2022 9:08 2

חוק נתוני האשראי (2019) קובע כי כל נתון אודות ההתנהלות הפיננסית שלנו, בין אם הוא חיובי הוא שלילי, נשמר במאגר של בנק ישראל - ועל ידי כך, אם נרצה לבצע פעולה פיננסית חדשה, נמדד על פי אותם פרמטרים שמופקים בדוח נתוני האשראי שלנו.

"אדם שיש לו דירוג אשראי נמוך הוא אדם שהרשויות החליטו שהוא 'מסוכן' מבחינה פיננסית", מסביר רמי קוסטוקובסקי, מנכ"ל קרדיט קלין. "מחיקת BDI שלילי יכול להוות ההבדל המשמעותי במחיר שתשלמו עבור הלוואה או אשראי חדש".

לפרקים נוספים במסגרת הטיפ היומי: שבוע דירוג אשראי, לחצו כאן

תגיות BDI | BDI שלילי | אשראי | בדיקת BDI | דוח נתוני אשראי | דירוג אשראי | הטיפ היומי | חיווי אשראי | קרדיט קלין | רמי קוסטוקובסקי | שיפור נתוני אשראי

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מערכת ice | 8/4/2025

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סילבי קשת, צילום: מתוך חשבון הפייסבוק Sylvie Keshet

העיתונאית שהרעידה את המדינה הלכה לעולמה: "גם החדים הולכים בסופו של דבר"

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אילנית לוי, צילום: מתוך חשבון האינסטגרם של אילנית לוי ilanitlevi_sade@

אילנית לוי לאחר הבשורה הקשה: "בשנייה אחת הלב שלי צנח בבום"

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התעללות בגן "חיוכים", צילום: מתוך "המהדורה המרכזית", ,חדשות 12

כוכב ערוץ 12 חושף את ההתעללות שעבר בנו: "שכבנו על הרצפה ובכינו"

מערכת ice | 12:23

מאיה ורטהיימר, צילום: פלאש 90/ חיים גולדברג

מאיה ורטהיימר עוזבת: "אין ברירה, צריכה לארוז"

מערכת ice | 8/4/2025

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