מהי הריבית הנומינלית?

בעת לקיחת הלוואה, הבנק גובה עמלה עבור הלוואת הכסף, המכונה ריבית. הריבית הנומינלית היא הריבית שנקבעה על ידי הבנק בהסכם ההלוואה, המיושמת בדרך כלל למשך שנה

מערכת ice | 25/8/2024 17:25 1

הריבית הנומינלית היא השיעור המקורי שנקבע במסמכי ההלוואה, ללא תוספת עמלות או חיובים. לרוב, הריבית הנומינלית חלה למשך שנה, ומעבר לתקופה זו עשויים להתווסף חישובים או עמלות נוספות.

הבנת הריבית הנומינלית היא חשובה מכיוון שהיא מייצגת את העלות הבסיסית של ההלוואה, אך היא אינה מתייחסת להוצאות אחרות שעלולות להתווסף במהלך ההלוואה, כגון ריבית מורכבת או עמלות אחרות.

עוד ב-

ריבית צמודה למדד - כמה מתווסף להלוואה?

לכתבה המלאה

סוגי ריבית נוספות: ריבית משתנה, ריבית קבועה

תגיות האנציקלופדיה העסקית | המילון הכלכלי | ריבית | ריבית נומינלית

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גדעון סער ורה"מ נתניהו, אמש בכנסת, צילום: יונתן זינדל/פלאש90

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קנסות לנהגים, צילום: פלאש 90/ נתי שוחט, unsplash

קנס של 1,000 שקל ו-8 נקודות: הנהגים בישראל בצרות

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בנימין ושרה נתניהו, צילום: פלאש 90/ אוליביה פיטוסי

שרה נתניהו בדרמה משפחתית חדשה בחייה - מה עשתה בעניין?

מערכת ice | 18:37

בן אל תבורי ואורטל עמר, צילום: אינסטגרם/ beneltavori, ortal_amar

אחרי 4 שנות סכסוך: אורטל עמר ובן אל תבורי מודיעים באושר

מערכת ice | 14:06

תגובות לכתבה(1):

תגובתך התקבלה ותפורסם בכפוף למדיניות המערכת.
תודה.
לתגובה חדשה

תגובתך לא נשלחה בשל בעיית תקשורת, אנא נסה שנית.
חזור לתגובה

1.

עניין של הבנה!!!!

אנצי!!!! 08/2024/26

הגב לתגובה זו

1 0

אם אתה קורא משהו ולא מבין אותו,כנראה כתב אותו עורך דין-וויל רוג'רס!
סגור

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